Prime- Chimes

Identity theft is quite rampant today and it affects both the young and the old. There isn’t any way you can safeguard yourself from the identity thieves if you don’t know their modes of operations. The ways and manners they operate are quite vast but the 5 commonest types include criminal, the social security and medical security, drivers license, credit card or financial.

If you are victim of criminal identity theft, it simply means that someone else used your identity to break the law and such offence was recorded against you. Its effects will rear their ugly heads when you want to do things like obtaining loans or mortgage.

The social security identity theft is when your social security number is compromised and used to open credit cards, get employment amongst other illegitimate activities. All theses would affect you negatively in future and might even deny you of most of the social security benefits that would have accrued to you.

Medical identity theft is a situation where your medical details are stolen and these criminals use it to receive medical treatments which would accumulate so, much bill for you at the end. Credit report and identity theft on the other hand is when you full name and other sensitive personal information are stolen. These may be used to perfect some credit card and other financial frauds which will all be recorded against your name. All these would negatively affect your credit history and you will need to clear them before you can move forward.

Drivers’ license identity theft is when someone uses you driver license to commit any traffic offense. You license might be withdrawn completely for an offense you don’t know anything about.  Now that you know all these, you have to keep your personal information at very safe and secured places and don’t realize them to any online form that isn’t trusted.

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